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Wireless Payment Technology

The Rise of Wireless Payment Technology and How It Can Help Your Business

The way businesses operate has changed dramatically over the years. Advancements in technology have affected the way in which businesses communicate, offer their services and most recently, how they get paid. Wireless payments come with many benefits, so it’s not hard to see why so many businesses are making use of them in this digital age. If you’re not making use of wireless payment technology, then now may be the time to change that.

Helping to drastically increase revenue

The number one thing all businesses care about is revenue. Wireless technology allows customers to pay via card no matter where they are. Smartphones have made shopping on the go quick and easy. Customers expect to be able to purchase things online and they usually do this via wireless payment technology.

It’s not just something that’s important to UK consumers either. Wireless payments are popular throughout the globe. As stated on Australia Business Review, companies that accept credit card transactions typically see an increase of 30% in sales and revenue.

It makes sense, the easier it is to buy from a business, the better. Wireless payments are quick, simple, secure and convenient.

Impulse buyers prefer card payments

There are certain types of customer’s wireless payments attract. Take impulse buyers for example. If a consumer sees something they really like, more often than not they will use their credit card to pay for the item and worry about paying it back later. Businesses also see an increase in mobile sales when they offer this type of payment.

A trend that’s unlikely to slow down

Cash was once the most popular payment method. However, the amount of consumers using cash today has dramatically declined. In fact, as stated on Card Cutters, three quarters of retail spending is done via cards. This highlights just how important wireless payment technology is.

Businesses can accept wireless payments in a number of ways. If they run an offline store, card machines can be bought or rented. The technology can also be used to accept payments via a website. Terminals can also be rented for short term use, ideal for taking to events for example.

Overall wireless payments are here to stay and are likely to grow in popularity the more technology advances. Any business not currently making use of the technology could be seriously missing out. There are a lot of wireless payment merchants out there so it’s important for businesses to choose a company that’s respected within the industry.

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IT professional

What is the role of a threat analysis officer?

If you currently work in Information Technology (IT) and want a change of role, of if you are looking for an interesting career in IT, the role of a threat analysis officer may just be for you. This role is all about cyber security and analysing the risks that a business may be leaving itself open to. It can be an exciting, interesting and testing role.

As with any job in IT, you need to make sure you have the right skills and qualifications if your aim is to work in threat analysis. Take a look at this link to see what training courses are available to you. We are going to take a look at what sort of work you would do as a threat analysis officer and what the benefits are.

What sort of work does a threat analysis officer do?

The main aspect of a threat analysis role is the use of intelligence. Sometimes there are negative connotations attached to the word intelligence, as it has been so often associated with areas such as spying, but in this case it is all about protection. If you have a role as a threat analysis officer you are tasked with protecting the IT systems of a business. You have to establish what threats exist and advise the business on how best to extinguish them.

Your job is to examine the IT systems of a business, and to analyse the data you obtain, in order to establish areas of weakness where there is a risk of security being compromised. In a world where digital security is very high on the agenda of any business you can see how important the role of a threat analysis officer is.

The benefits of working in threat analysis

One of the main benefits of working in threat analysis is that it is a really interesting role. Although the technical skills required to complete each job are the same, the jobs themselves can be very different. It can be a challenge to investigate and analyse threats to a variety of IT systems.

Another obvious benefit of a career in threat analysis is that there will always be requirement for high quality experts in the role. Businesses want to make sure their IT systems are protected and that will never change. The threat analysis role also attracts a good salary so if you choose it as a career you can be sure of being well rewarded for your talents and expertise.

If you are looking for an IT role that offers something a little different you may find it as a threat analysis officer; it’s part IT expert part investigator. You get to use your technical expertise in a variety of different situations, testing out the security of IT systems and suggesting ways to resolve any risks. The role of threat analysis is rewarding both from the point of personal satisfaction and from the aspect of salary level.

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6 Smart Tips For Graduate Job Seekers in 2016

Being a graduate looking for work is not the ideal thing that we want in life. However, it is something that we ofent have to do. It can be a rewarding, and a challenging experience depending on how you approach it. In this article, we share with you the tips that will make your job search far less daunting than the task normally is. For the full article and lots of other important tips for graduate job seekers, check out this site: http://www.spherelondon.co.uk/graduate–what-we-do.

1. Use a Job Recruiting Agency

A recruitment agency such as Sphere Digital acts as a liaison between job-seekers and employers to find out the positions that are open, as well as the candidates that are best placed to fill them. This means that you don’t have to be the one calling numerous businesses looking for job. A recruitment agency will instead let you know of any vacant posts that their clients want to fill.

Also, if you are signed up already with the recruitment agency, they have your CV with them. They’ll call you to inform you of the availability of any job. Your agent does all the work of getting in touch with the company to keep tabs on the manner your job application is being handled. They will inform you whether you’ve managed to go to the interview stage or not. An agency will ask for feedback, and also let you know of what the company is saying about your application.

Benefits of using a recruitment agency to look for a job

• If you are job hunting for the first time, you will notice that there is so much you have to learn regarding how job hunting process works. While you will learn where you go wrong through trial and error, recruitment agencies are experts in the field and will also offer helpful guidance. It is important that you choose agencies that specialise in jobs in your field. For instance, if you are in the IT field, you might want to deal with agencies specialising in digital jobs for graduates.

• There are agencies that exclusively deal with temporary positions. This is an excellent way of building the experience that will help you find a better job in future.

• Since recruitment agencies focus in certain types of jobs and industries, they are best placed to inquire anything or seek advice on the state of the job market. Since they deal directly with employers, they know exactly what employers want in employees, and will teach you how to tailor what you have to match employer needs.

• If you want to find another job while you are still on another, or you want to move, you will want to find a new job as soon as your old one ends. Hiring an agency to work on your behalf will speed up the process and at the same time give you time to focus on more pressing matters such as finding a new residential place.

2. Increase Your Employability

High college grades are important but they are not the only things that will endear you to employers. Employers also rate leadership and work experience highly. Important soft skills like communication and interpersonal skills, problem-solving and critical reasoning, as well as enthusiasm, passion and industry knowledge, will make you stand out from a crowded pack of job seekers. Other things that will do your employability good include getting involved in volunteer work and community activities. These show that you also possess practical skills above your academic results.

3. Think strategically

Under the current economic times, it would be unwise to turn down a job just because it’s not what you were aiming for. Look at what you have in your current job. It may not be the industry that you planned for but still there could be opportunities that you could build on.

Think of your current job as a stepping stone in your career. Under these times, every form of experience counts. Make yourself known where you are working currently. Try to be aggressive but in a positive way. Ask for extra responsibilities and make your employer know that you want more.

4. Tailor your CV

If you are applying for a job that is not necessarily in your field, make sure to point out to your employer the relevant skills that they are looking for and which honestly and accurately reflect your experience and qualification. For instance, if Excel and PowerPoint are among the skills that are required, make sure you state these on your CV if you have them. It might sound simple but it will make a whole lot of difference. Feel free to have different CVs for different jobs you apply for. Your CV is like your personal PR, and so make sure that you give it the best chance to succeed.

5. Do research about the company

Make some effort to understand the company as well as the people that you will be meeting there. Some upfront research will surely get you ahead of the job hunting pack. At the end of the day, how you present yourself face to face will matter a lot. Also, have positive attitude in your approach to work, ability to offer robust customer service and strong work ethic.

6. Build Your Network

Networking is one of the surest ways to find a job. Let your friends, family, peers and professors that you are actively searching for a job. This way, they can be alert in case there are any relevant opportunities. Attend events to start meeting potential employers and also get yourself involved professional associations. Networking at such events can offer you job leads.

Conclusion

Finding a job in 2016 might be tough, but not so for a smart job seeker. These days, you don’t have to be the one calling up companies looking for a job. Also, if you are job hunting for the first time, you will not know all the tips and tricks of the process. Smart job seekers use recruitment agencies. These will not only link you to the available jobs but also guide you on how to perfectly job hunt. They will increase your chances of landing a job, since they know exactly what an employer wants in an employee. Read more at http://www.spherelondon.co.uk/graduate–what-we-do and let us know how you get on.

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What you can do with the computer skills you have

If you have some skill with computers and fancy working in IT, then the good news is that it is possible to get into the industry at a level that is suitable for you, and then learn on the job. Computer skills are vital these days for almost any sort of job, even if it’s just basic word processing or being able to send an email. Most office jobs require at least a basic competence in Word, Excel etc, and knowledge of how to navigate the internet. If you lack confidence in these areas then basic computer literacy courses are probably available in your area as part-time evening classes, either free of charge or at minimal cost. You may also be able to study at home using an online course or with the Open University.

IT is everywhere

Information technology now permeates almost every aspect of modern working life. Whatever career sector you look at, there will be a role for IT professionals within it. Computers are used in offices, retail, banking, engineering, science and the arts. Every business has a website and needs someone to design and maintain it. You can use your computer skills to become a graphic designer, software developer, data analyst, web developer, systems administrator or any one of hundreds of roles that currently exist under the IT umbrella.

In-house or contract

With so many different options available, it’s little wonder that many IT professionals choose to work on a contract basis rather than as an employee of one particular company. This means that programmers, developers and digital designers can choose projects on their own terms, and often command a higher hourly rate than their equivalents on the company payroll.

The advantage of this approach is freedom, variety and the satisfaction of being your own boss; the disadvantages include a lack of security and the added hassles of having to do your own tax and accounting, finding clients and so on. As a self-employed contractor, you also need to be careful not to fall foul of IR35 legislation. This was introduced by the UK government in April 2000 to close a loophole, which saw contractors avoiding tax and National Insurance payments by using an intermediary company. This can also affect individuals who are unaware they are doing anything wrong, so make sure you get good IR35 advice.

Training and where to go next

A computer science degree is the most obvious route into IT, but it’s not essential. A degree in Maths, Economics, Design or any other subject relevant to the area you want to work in may be just as useful, followed by a post-graduate qualification in IT. Many employers are more impressed by the professional certifications offered by companies like Microsoft and Oracle, because they recognise specific work-related skills.

Whatever route you take, there’s bound to be an IT role to match the computer skills you have. Just make sure you constantly update your abilities to stay in the game, and remember that learning on the job is the best education anyone can have.

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What to think about when you set up your start up

When you set up your start up business there’s so much to think about. From managing all the paperwork, to getting everything running and not to mention sorting all the legalities out. Below are a few essential tips to get your start up going:

Get as much support as possible

There are so many government initiatives and programmes set up to help people get their business ideas off of the ground that it’s definitely worth doing you research. Try the national enterprise network for advice or visit gov.uk and try out their finance support calculator to see what funding you might be eligible for as you might be surprised.  Often schemes can help with getting anything from 6 months free rent or funding from a professional body.

Understand the law

Seek help from a law firm like Carrs Solicitors so you know exactly what you can and can’t do. Business law can be pretty complicated and making a big mistake early on could cost you a lot. By seeking advice from a law firm you’re sure to be on the right track. All commercial activity has its own special rules and regulations so it’s important to be aware of the dos and don’ts.

Use technology to your advantage

Speak to other small business owners who are already established. See if they know of any apps or production tools which make running a business easier. Apps like Dropbox are really essential so you can access all your important files and easily share documents from your phone. Evernote can also be very useful for setting up your start up as it allows you to transfer information from your desktop to phone and vice versa. When you are in the early stages of setting up you’ll often get advice from all angles, with Evernote you’ll be able to sort and manage this advice, making it more useful.

Marketing

Thinking about how you’re planning on marketing your business is essential. Attracting clients is the first big step to making your business a success. Use social media to create a buzz around your business before it opens and that way you have some time to build up interest in your new venture. It’s best to try and use as many free types of advertising in the beginning as you won’t have a big budget to spend on marketing but making some flyers or posters could be helpful.

Follow this advice and make sure that your start up gets off the ground.

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6 Things You Need To Know When Becoming A Bookkeeper

Every business needs someone to handle the bookwork and that’s a trend unlikely to change anytime soon. For anyone considering becoming a bookkeeper, that means there’s little chance this is a career that won’t be around in the future. If you’re thinking about becoming a bookkeeper, here are 6 things you need to know.

The job description

Bookkeeping is the job of dotting the ‘Is’ and crossing the ‘Ts’ when it comes to numbers in the business world. It ranges from handling account payments and ensuring the incomings tally up with the outgoings, to lodging government paperwork for a business. In most businesses, this role will require the use of a computer where the bookkeeper checks the incomings and outgoings of staff against their own records. A bookkeeper can handle anything from tax returns to payroll and financial monitoring.

The skills required

A love of numbers and the finer art of reconciling paperwork is the first and foremost requirement of a bookkeeper. It’s the attention to detail that sets a good bookkeeper apart from their peers. They can spot 8 instead of a 3 at 60 paces, and have a penchant for scouring receipts in search of glaring errors. A bookkeeper is one of the most trusted staff members in a business.

In order to perform well, bookkeepers must have a comprehensive understanding of finances using spreadsheets and databases. They know their debt from their expenditure and their nett profits from their gross.

Getting qualified

While many a small business boasts an informal bookkeeper in the form of the proprietor or their spouse, professional bookkeepers usually have some accreditation. These days it’s classed as a separate field to accounting and is recognised by Diploma, Degree or Certificate.

The technology

Software is the primary platform of technology for bookkeepers, whether it’s Quickbooks, MYOB or a similar program. These are packages designed to assist in the bookkeeping process with up-to-date information such as tax tables, salary withholdings for superannuation, sick leave and long service entitlements.

Getting clients

Plenty of businesses hire in-house bookkeepers to oversee the day-to-day accounts of their business, whether on a full-time, contract or casual basis. This means a self-employed bookkeeper might have multiple clients they work for, completing the paperwork either on-site or from their own business or home.

Staying in the loop

Like any field, the skills of a bookkeeper require upgrading over time, especially when it comes to the latest information and software to assist them doing their job. Companies such as Australian Bookkeepers Network offer a range of support services for members in the profession, including technical support, networking and resources.

Bookkeeping can be a hugely rewarding profession. It offers steady employment, professional advancement and even the ability to have a career from home. This role provides the backbone of small business, allowing proprietors to do their job while someone independent keeps their eye on the books.

Has it always been your passion to work as a bookkeeper? Share your thoughts in the comments section.

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How To Know When It’s Time For A Career Change

People in this day and age wear many hats throughout their careers. Many hold multiple jobs at different companies doing different things over only a decade. There may come a day, however, that a person starts to wonder if the job they’re doing really is for them. It is then that they should start asking themselves some important questions.

Am I Still Passionate About My Career?

Passion is one of the driving factors in any career and, as with a personal relationship, when it is gone it can make it very difficult to carry on. When you’re not pumped to go to work every day, your performance is going to suffer. It’s a good idea to speak to a trusted recruitment and career advisor like Smart Worker as they may be able to point you in the direction of a new and exciting career you might not have considered yet.

Am I Still Considered Valuable?

Trust is very important when building a career. If your superiors won’t put their trust in your ability or your potential, in turn helping you build towards career advancement, remaining a loyal and reliable worker becomes far harder. Value yourself before any career considerations. If your talents and inherent values aren’t respected by your employer then it might be time to start looking elsewhere.

Do I Still Have Room To Grow Personally And Professionally?

Becoming bored with your job is a sure sign that a career change might be in your future. Being bored may mean you are unfulfilled by your current workload. Maybe it means you’ve gotten stuck in a rut or have become too entrenched in your comfort zone. Challenge yourself, grow on your own terms – a change of career may help you do just that.

Am I Getting Proper Credit For My Hard Work?

Your employer can reward you for a job well done in any number of ways, like raises, bonuses, stocks, mentorship or promotions, but no one knows what appeals to you better than you. Figure out what you would like to gain from a job well done (within reason, of course) and evaluate yourself regularly. Hold your employer to the same standard. If you find that your expectations are wildly mismatched and there is no hope of reconciliation, it may be time to consider a career change.

Am I Being Stifled Creatively?

A good employer will let you tackle a given problem in your own way. If they aren’t willing to give you the space you need to do so then meeting performance indicators and targets is going to become much harder for everyone. By allowing you to be yourself in the workplace, an employer encourages you to act, think and innovate in ways that only you can. If your employer denies you this, it’s time to re-evaluate your career prospects.

These are just a few of the ways you can tell when it’s time for a change of career. The red flags and warning signs are different for everyone – what are yours? Share your thoughts in the comments below!

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Success Stories of Commodity investors

There have been thousands of stories regarding commodity investing that have created success within a person’s life. Commodity trading is where livestock, metals, food, and other items are bought, sold, and traded through a stock-type process. The commodities are not bought and delivered that day. Therefore, they can be held for a length of time or until the trader decides that it is time to sell or trade their value off. Commodity investing is not for the faint of heart due to the high number of risks with returns. Many investors sought out a commodity trading broker to help them plan their next move with commodity investing.

Commodity Investing Success Stories from Investors

One of the best ways to prove that a method works is to have people try it and then provide feedback or testimonials. The two success stories below are true success stories of commodity investing.

Mark was an engineer and attempted to buy commodities and hold them. When he started to become worried about the market, and after his retirement, he decided to move a large portion of his portfolio from stocks to commodities. By doing this, he not only yielded higher returns, but he also came out of a crunch that he had previously been in. His success created a very comfortable retirement nest egg for him to enjoy.

Bob and Susan spend a decade investing into different stocks and bonds. They also chose the buy then hold approach as their investing strategy. Once they saw the market headlines that surfaced in 2008, they decide it was time to hire their financial advisor. In hiring this advisor, they decided it was best to relocate a portion of their assets to the management company. The strategies of the management company not only netted them higher returns, but it also helped them from losing percentages in their portfolio when the market fell later that year.

For more help with investing in commodities and other resource investing, contact UK Universal Group now.

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Photographers: How to Make Your Locations Suit Your Event

Whether you’re a professional photographer or a student photographer looking at each and every opportunity as a way of improving your craft, having a good knowledge of the locations you want to shoot at is incredibly useful when it comes to finding the perfect photo for any event. Wedding photographers in particular need to be able to capture that perfect shot, without having to ask for re-shoots about ten times, as wedding parties are stressful and it can be incredibly difficult to keep that many people still and placid for any length of time.

There are a whole host of beautiful venues across London for fantastic wedding shoots, however if you aren’t aware of them or if you have never visited them before your planned shoot, you will have no idea of what challenges you may face as a photographer. As with any sort of job, research is key. Take a look at some of our expert tips on how you can help get the best photos, and make your location perfectly suit your choice of event.

Scout for shots in advance
If you have time, or if you are able, see if you can visit the venue before the party date. By familiarising yourself with the venue in advance, you will be able to pick out ideal locations away from the hustle and bustle of the party scene and can take your time testing out lighting, colour saturation, angles etc. Having prior knowledge of the chosen venue will also work in your favour when discussing potential shoots with your clients, as it shows a dedication to the job and helps to build up potential relationships with your clients.

Be prepared for the worst

Check the weather forecasts. Whether your event location is indoors or outdoors, you never quite know what is to be expected of you so it is good to be prepared for most situations. The party may want you to take photos of the arrival party, whereby suitable outdoor equipment is essential. Prepare for the worst and hope for the best is always a good mantra to stand by in these situations.

Have more than one location in mind

Many venues will have several event rooms where guests can wander and enjoy their time. By checking out the entire venue you can gather a list of potential locations for wedding shoots, party shots, group photos and more. You may even be able to look at good potential set up locations for shooting the party as it goes on in its natural habitat. While head-shots and group shots are great, some of the best party shots can occur when nobody is aware of the camera itself.

Don’t just think of locations where guests can sit and pose, think of spots where you can catch a lot of the action, as this will provide far more opportunities for photos and give your clients a great array of memories to choose from. Plus, dynamic and on-the-spot photos always look good in a portfolio.

Get There Early

On the day of the event, it may be a good idea to get to the venue before any of the guests have arrive, particularly if you need to set anything up in advance. Making your models wait before having their photo taken can be an annoying task and it may look unprofessional on your part. Weddings and other similar events are stressful enough as it is! They may sometimes be edgy or irritable and they will likely want to get back to the celebrations as soon as possible.

By getting there as early as you can, you can make any preparations needed as well as looking bright and eager for the job. Good communication is always essential between the photographer and the event organiser. If you don’t know who exactly the bride and groom are, how will you be able to properly capture their reactions when they first enter the hall? You also have a chance to set up and take a few practice shots, to make sure the lighting and other such elements are as they should be.

While many venues across London are specifically designed to appeal to weddings, business conferences, stag and hen dos and so on, every now and then a couple or a party will want to wed at a different, non-standard venue, and as the chosen photographer it is up to you to make them look as food as possible. With careful preparation and previous scouting of the venue, you will be able to make your chosen venue suit your event spectacularly.

Article provided by Best Venues London, a FREE service that helps you to source the best, quirkiest and most unique venues for any type of celebration, party of corporate event.

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4 Cheeky Professions Where You Can Make Money and Have Fun Doing It

We are likely to spend most of our adult lives working at a profession, so why not make it something we enjoy? While for some a profession is simply a means to get money, for others it is a career and for others still it can even be a passion. If you aren’t quite sure about your current line of work, and you don’t mind taking a risk or two, why not try out something new? If you have good qualifications in your current profession and you don’t mind taking some time out, it might be a good idea to try and find something you are more suited to, as we do spend an immense amount of time in our lives at our jobs.

Take a look at these four cheeky professions, to get an idea of what weird and whacky careers you can make of yourself out there.

Still Life Model

From hen parties to professional art classes, if you can hold one pose for hours on end and you don’t mind baring it all for the camera, a still life model can make a great career for anyone looking for something a little different. Still life models get paid fairly well and if you’re keen on seeing your likeness captured by many different types of talent, perhaps still life is for you. It might get a little boring after a while, so a lot of patience is needed!

Hen Party Butler

If your serving skills are on point and you love helping along with a party every now and then, why not consider becoming a sexy butler for hen parties? Professional companies are always on the lookout for friendly, funny butlers who are up for a good time and can charm the ladies. You will be serving hen parties and stag dos where requested, mixing up great cocktails and providing hilarious party games for all to enjoy. It is sure to be an exciting career, with no two hen parties being the same. For a change of pace this could be a fun and cheeky profession.

Bum Double

Wanted to be an actor but never quite sure where to start? The world of Hollywood is full of stunt doubles, body doubles and even bum doubles! This cheeky career could see your bum replacing celebrity bums in a number of different films. Whether you’re performing in romance roles, comedy roles or even a raunchy film or two, your bum may even become famous one day.

Live Mannequin

Yes, it is exactly what you are thinking. Instead of plastic or wooden models with no arms or faces or even torso’s, depending on the product being advertised, there are people who are paid to stand in retail store windows for 8 hours a day. Some people are even paid to go out and walk up and down the street as a way of modelling the clothes available for sale.

While it can be a rather boring profession if you’re not fond of standing around or walking up and down for hours and smiling, and you have to be confident enough in yourself to be able to withstand people staring at you all day, it does have some good money in it. It is a good way for people to see what the clothes or other products may actually look like on a real person and not a wooden figure. Think of it as a profession similar to a service job, just without having to talk to people!

Office jobs have their stability and construction workers get to see the fruits of their labour, however it can be easy to start getting fidgety in your current job if it is not something you are particularly passionate about. By trying out new things, you can gain new experiences and find out whether or not the so-called ‘mundane’ is actually right for you when it comes to making money. These are just a few of the stranger jobs you can find yourself doing out there and although they are a little on the physical or modelling side, they reinforce the concept that a good career can include anything and everything. There is nothing to be gained by not trying something new, so why not give it a go?

Article provided by Butlers With Bums, a cheeky naked butler service providing sexy service and endless smiles across the whole of the UK since 2005.

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